Renovation Loan Switzerland: Finance Your Remodeling Affordably

A renovation loan is the ideal financing solution for remodeling, renovation, and refurbishment projects in Switzerland. Whether a new kitchen, bathroom renovation, or energy-efficient upgrades – with a renovation loan from privatkredit.ch, you can finance your project flexibly at favorable conditions. Loan amounts from CHF 5'000 to CHF 300'000 make projects of any size possible.

Benefits of our renovation loan

  • Low interest rates for renovation projects
  • Flexible loan amounts from CHF 5'000 to CHF 300'000
  • Terms from 12 to 84 months
  • No land registry entry required (unlike a mortgage)
  • Fast processing and payout
  • Free early repayment

Requirements for a renovation loan

The following requirements apply for a renovation loan at privatkredit.ch:

  • Minimum age of 18 and residence in Switzerland
  • Regular income
  • No active debt collection proceedings
  • Cost estimate or quote for the renovation

How to get your renovation loan

1

Calculate the loan amount

Use our loan calculator to determine the right loan amount for your project.

2

Submit the application

Fill out the online application and upload your documents.

3

Receive your offer

You will receive a personalized loan offer within a short time.

4

Start your project

After signing the contract, the amount is paid out and you can begin your renovation project.

Frequently asked questions

A renovation loan is an unsecured personal loan without a land registry entry. A mortgage increase requires a property valuation and a land registry entry. A renovation loan is available more quickly and is particularly suitable for projects up to CHF 300'000.

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