Loans for Temporary Employees: Fair Assessment of Your Situation
As a temporary employee, you can also obtain a personal loan in Switzerland. At privatkredit.ch, we assess each application individually and take into account your specific employment situation. What matters is your average income and the regularity of your assignments.
Special requirements for temporary employees
Special assessment criteria apply for temporary employees:
- At least 12 months of verifiable regular temporary work
- Uninterrupted income over the last 6-12 months
- Current assignment contract or framework agreement
- Residence in Switzerland
- No active debt collection proceedings
Required documents
- Valid ID
- Last 6-12 monthly pay slips
- Current framework or assignment contract
- Debt collection register extract
Tips for temporary employees
Demonstrate continuous employment
The more continuous your assignment history, the better your loan chances.
Collect all pay slips
Keep all pay slips carefully – they are your most important document.
Plan conservatively
Choose a monthly installment that remains affordable even during short gaps between assignments.
Frequently asked questions
We recommend a minimum of 12 months of regular temporary work. The longer your employment history, the better your chances of favorable conditions.
Get a non-binding offer now
Calculate your personal loan installment – free and without obligation.
Calculate now