privatkredit.ch

Car Loan Switzerland: Finance Your Dream Car Affordably

A car loan is the most popular form of financing for vehicle purchases in Switzerland. With a personal loan for your car, you remain the owner of the vehicle and benefit from flexible repayment options. At privatkredit.ch, you can get your car loan at favorable conditions with terms from 12 to 84 months. Over 15'000 satisfied customers have already benefited from our fair car loan offers.

Benefits of our car loan

  • Low interest rates and fair conditions
  • Flexible terms from 12 to 84 months
  • Loan amounts from CHF 5'000 to CHF 300'000
  • You remain the owner of the vehicle
  • No hidden costs or fees
  • Free early repayment at any time
  • Quick online application in just 2 minutes

Requirements for a car loan

To apply for a car loan at privatkredit.ch, the following basic requirements must be met:

  • Minimum age of 18
  • Residence in Switzerland
  • Regular income from employment or self-employment
  • No active debt collection proceedings or loss certificates
  • Valid ID or residence permit (B or C)

How the application process works

1

Fill out the online application

Complete our loan calculator and application form online. It only takes 2 minutes.

2

Submit documents

Upload the required documents (pay slips, ID) conveniently in digital form.

3

Receive your loan offer

You will receive a non-binding loan offer with all details within a few days.

4

Sign the contract

If you agree, sign the contract digitally. The payout to your account follows quickly.

Frequently asked questions

After receipt of all documents and contract signing, the payout is typically made within a few business days directly to your bank account. This allows you to purchase your desired vehicle promptly.

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