Loan comparison Switzerland

Compare loan conditions and see how much you can save with a favorable interest rate. The effective annual interest rate is the most important comparison metric.

Choose comparison parameters

Best rate
5.9%
Effective annual interest rate
Monthly installmentCHF 701.09
Total interest costsCHF 3'652.32
Total costsCHF 33'652.32
Average rate
7.9%
Effective annual interest rate
Monthly installmentCHF 727.22
Total interest costsCHF 4'906.39
Total costsCHF 34'906.39
Highest rate
9.95%
Effective annual interest rate
Monthly installmentCHF 754.15
Total interest costsCHF 6'199.33
Total costsCHF 36'199.33

Potential savings: CHF 2'547.01

With CHF 30'000.00 over 48 months, you save CHF 2'547.01 with the best rate compared to the most expensive offer.

What to look for when comparing

Effective annual interest rate

Always compare the effective annual interest rate – it includes all costs and is the fairest comparison metric.

Same conditions

Make sure to choose the same amount and duration for all offers to make them comparable.

No hidden fees

Reputable providers disclose all costs transparently. Be wary of offers with unclear fee structures.

Early repayment

In Switzerland, you can repay consumer loans early at any time without penalty fees (KKG).

Granting a loan is prohibited if it leads to over-indebtedness (Art. 3 of the Swiss Federal Act against Unfair Competition (UWG)). Maximum effective annual interest rate: 10%. The displayed interest rates are for illustration purposes. Your individual interest rate depends on your creditworthiness.

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