Cornèr Bank Loan: ècash Terms at a Glance
Cornèr Bank from Lugano issues personal loans under the name ècash, either directly online or through Swiss Post's branches. We show you who this bank suits and how a single inquiry through privatkredit.ch tells you whether it fits you.
A Ticino Bank with Nationwide Lending
Cornèr Bank AG is a Swiss private bank headquartered in Lugano. Alongside wealth management and mortgages, it issues personal loans under the product name ècash. The offer is available Switzerland-wide, even though the bank is less well known outside Ticino than other market participants.
You can get the loan either directly through the online portal ecash.ch or in person at a post office counter, since Cornèr Bank partners with Swiss Post for distribution. That makes the bank appealing for customers who value advice on site, without Cornèr Bank having to operate its own branch network.
One special feature is the discounted rate for property owners: anyone who owns a property benefits from a lower starting rate. For everyone else, the terms sit in the mid to upper range of the market.
This is exactly where the value of a broker shows: we know the terms and criteria of individual banks, including less prominently advertised providers like Cornèr Bank. Instead of submitting inquiry after inquiry to individual institutions and leaving unnecessary marks in the credit register, we check with a single inquiry which provider fits your profile.
ècash by Cornèr Bank at a Glance
- Loan amount
- CHF 5'000 to CHF 80'000
- Effective annual rate
- 5.9% to 9.9%
- Special rate for homeowners
- from 6.4%
- Term
- 12 to 84 months
- Review time
- 2 to 3 days
- Total time to disbursement
- around 3 to 4 weeks
- Distribution channels
- online via ecash.ch or in person at selected post office branches
- Loan type
- Unsecured loan, no guarantor
- Early repayment
- possible at any time, without penalty
- Fees
- no processing or administration fee
Cornèr Bank Suits Particularly
ècash and Cornèr Bank: The Key Answers
- Autor
- privatkredit.ch Editorial Team, Editorial Team for Loans & Financing
- Fachliche Prüfung
- Redaktionsinterne Gegenprüfung durch Kreditfachleute
- Zuletzt aktualisiert
- July 7, 2026, Inhalte werden laufend aktualisiert
- Unabhängigkeit
- Unabhängige Recherche, ausschliesslich offizielle Schweizer Quellen
- 1Federal Act on Consumer Credit (CCA/KKG), Art. 16 Right of Withdrawal. fedlex.admin.ch/eli/cc/2002/232/de
- 2Federal Act on Consumer Credit (CCA/KKG), Art. 28 Creditworthiness Assessment. fedlex.admin.ch/eli/cc/2002/232/de
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